I was just in a fender bender, no big deal, right?  I mean, nobody was hurt, why should I file a police report after an accident?  Well, there are several good reasons.  Here are some important things to think about when deciding whether to file a police report.

Important

In the state of Indiana, accidents that involve injury, death, or property damage over $1,000 MUST BE REPORTED.  Indiana also requires all drivers to be covered by insurance.

 

Why Do I Need A Police Report?

First off, failure to report an accident could result in the temporary suspension or even in losing your license and or vehicle registration. You will most likely will need a police report to file an insurance claim.

In today’s economy, $1,000 may not cover very much. It’s surprising how fast the damages can add up. You need that report to satisfy the needs of the insurance company. If there is not a full report due to no fault of your own, an accident attorney in Lafayette, IN can be key in helping you get justice!

Your Health

Sometimes injuries from car accidents don’t reveal themselves right away.  You should get yourself or anyone else involved checked out after an accident. You may not feel any pain at the time of accident, but injuries may be revealed after a period of time. Maybe even years later. Concussions, back or neck injuries, may show up later with devastating consequences.

The Bottom Line

Indiana law requires that drivers call the police right after most accidents. This is a good thing because the crash may have damaged your car more than you think. Also, you may not immediately know the extent of your injuries. Lastly you don’t want the other driver to make a false report. They may take the blame themselves, but later deny responsibility on the accident report.

What Kind Of Damages Can I Recover?

An insurance company may make you a low-ball settlement offer after a car crash. But a Lafayette, IN car accident attorney may be able to help you maximize compensation for the following

Medical Costs
Rehabilitation
Lost wages
Loss of earning capacity
Pain and suffering
Physical limitations
Disfigurement
Loss of consortium
Property damage
Car rental and towing

It is important to file a police report after an accident.  Still have questions?  Contact the best reviewed personal injury attorneys at Hall-Justice Law Firm. It is our job to help you navigate the system to help you get your maximum outcome. If you have been in a car accident, Get Justice. 765-742-2987