The majority of car accident insurance claims are solved before they even get to a court room. Then, of the car accident lawsuits that do get filed, most of those cases are settled before the trial takes place. Every now and then though, there is a case that cannot come to an agreement out of court. Perhaps the parties don’t agree on the amount of damages that are owed. This is where an experienced car accident attorney can be your guide.
Why would I want to file a lawsuit?
Like we said, most car accident claims are resolved without the need for filing a lawsuit. However, there are times when a lawsuit is the only choice to get a fair agreement. Perhaps the insurance company’s settlement is too low to pay for your damages. Also filing a lawsuit may also be used if you think the insurance company is using bad faith tactics.
What types of tactics might the insurance companies use?
- Placing the blame on you Indiana is a “tort state” and as such the “at-fault” driver’s liability insurance is responsible for injuries or damage to property. If you are found partially at fault, the amount of your settlement will be reduced.
- Holding back your payment Insurance companies may delay paying you your claim hoping that you will jump at the first offer they make. It very well could be that you would be out of work and would not be able to pay for medical bills and other costs due to your injuries. They will be counting on your desperation. However, that offer may be substantially lower than what your claim is worth.
If you feel your car accident claim was delayed or refused and you believe it to be the insurance company’s bad faith practices, you may be able to file a lawsuit.
What happens if the insurance company offers a deal during the trial?
A settlement can be offered at any time during the claims process, even if there is a pending lawsuit. It is up to you and your attorneys to weigh the good points and bad points of the offer and decide whether you should accept it.
Let us sum things up
These cases are why the experienced car accident attorneys at Hall-Justice are here. We help guide you through the process and to get you get that claim you deserve.
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Still have questions? Contact the experienced Lafayette, IN car accident lawyers at Hall-Justice Law Firm. It is our job to help you navigate the system to help you get your maximum outcome. If you need to file an Indiana car accident claim, Get Justice. Call 765-742-2987.
