Car Accidents Cause Injury and Financial Hardship

Being in a car accident is a scary experience, and many people get seriously injured because of it. It’s normal to have questions and concerns after being in a car accident, especially since these incidents often result in serious injury and financial hardship for those involved. But when someone is at-fault for the crash, then they should be the ones liable for how others were affected. Here are examples of questions that people may ask after being in a car accident:

What should I do after the accident?

If you may have been injured in the accident, then you have to get medical attention. Unless you need to be taken to the nearest emergency room right away, stay at the scene and exchange information with the other drivers. It will be helpful to get the name and contact of witnesses who saw the accident and can support your claim later on. As a lawyer from Yearin Law Office would suggest, take pictures of the scene with your camera, including visible injuries, damage to vehicles, and other aspects of the accident. 

How long do I have to report the accident?

The terms of your insurance company policy will determine within what timeframe you must report the accident to your provider. Make sure to familiarize yourself with the terms described in your insurance coverage. Not reporting the accident as stated in the policy may cause your claim to be denied, even if it was legitimate otherwise. It’s best to notify your insurer about the accident the very same day that it happened.

What if I was at-fault for the car accident?

Many people get nervous that they were partially responsible for an accident, so they don’t pursue compensation for their losses. But what may actually happen is that a monetary award will be reduced based on the percent responsible you were. And to add another point, some people may not realize there are other variables that contributed to the accident happening. Before assuming you were somewhat responsible, consider having an accident injury like Yearin Law Office investigate the situation further to uncover factors you had not realized. 

How do you know who is responsible for the car accident?

Identifying who was at-fault for a car accident typically requires a more in-depth investigation. While driver error is the most common reason why accidents happen, the driver may have been negligent or reckless moments before the collision. Other parties who could have contributed to the accident include part manufacturers, property owners, government agencies, employers of drivers, and more.

Are police needed for minor accidents?

You may not have to call the police after a minor accident that did not cause injury. However, keep in mind that you may have sustained injury but don’t know it yet. Some injuries may not present symptoms until hours, days, or weeks later. It’s better to be safe and call 911 so that the officer can take a report of what happened and those who may be hurt get a medical evaluation before leaving the scene. 

Car accidents cause injury and financial hardship, so it’s important for victims to understand what their options are, to follow the terms of their insurance policy by reporting the accident right away, and to make sure they get the medical attention they need.